November 1, 2022. It is a day that I will always remember. My work paycheck cleared the bank. The mortgage and the first bills of the month wouldn’t be due for another day. I had finally cracked the $100K net worth mark. At my age, it is not a particularly … Continue reading →

In Poor Man’s Soup and the Path to Financial Freedom, I went on (at length, I might add) about how little I spend on groceries, leaving myself plenty of cash for other financial pursuits. I don’t buy a lot of snacks because I’m not a big snacker. Generally, I much … Continue reading →

As I begin writing this post, I am mere hours away from paying off my 2017 Hyundai Santa Fe Sport. Exactly 2 years and 17 days after signing the finance papers, I will fully own my car. Of course, I’ll have to wait a few weeks for the official title … Continue reading →

On social media, I have routinely posted my grocery hauls every week for the past couple of months. Far too often, I hear folks in my circles complaining about rising prices, and I wanted to do something about it in a non-preachy way. So, I simply share how little I … Continue reading →

Did you know that I don’t pay for cable/satellite? Nor do I subscribe to audio, book, gaming, or TV streaming services? Yes, you read that correctly. These costs add up rather quickly if you have more than a couple, and they should be the first to cut when trimming fat … Continue reading →

A lot of folks in the U.S. got some really great news this week, myself included. President Biden announced $10,000 worth of student loan forgiveness and $20,000 for those who received a Pell Grant (a program for low-income students) in college. Unless there is some fine print I’m missing, I … Continue reading →